Introducing Personal Ledger

Personal finance and money management solution for everyone

Personal Ledger is a program for Mac OS X and powerful money management solution that can help you organize your personal finances and finance of your small business, so you can make better decisions about how you spend and save your money. It will help to properly maintain budget and bring order to your finances.

Simple and elegant solution, in the spirit of Mac OS, which is used in the Personal Ledger, the beautiful and intuitive interface that will bring pleasure to the work with him.

Personal Ledger is the quickly developing and increasing functionality program. And when developing the Personal Ledger, we tried to concentrate on the main tasks:

  • Convenient and fast data entry. To bookkeeping was not a burden.
  • Convenient organization of financial data. And filter system reveals the full potential of such an organization.
  • Financial planning in all details without any restrictions.
  • Automate everything that can be automated.
  • Handsome and easy interface, that was a pleasure to work.
  • Minimum restrictions.
  • The thought-out architecture that allows easy and quick increase and expand functional capabilities of the programs.
All of this allows to achieve the main goal - creation of one of the most convenient and functional programs for financial management, and allow you, Mac users, use its full potential.

One of the main objectives of this program, is maximum simplify and expedite the input of new data. When creating a new transaction or sub-transaction, enter the name of the payment and if you have had payments similar to this, the remaining details are automatically filled most relevant data. And if you specify a contact (this can be Store in which you have previously purchased this product, or bank through which you make payments, etc.), prices, discounts, commissions and so on filled up with data, that most actual for this contact. In order to enter the name of the payment, a contact, category or project, is enough to type a few letters and Personal Ledger could tell you what you wanted to input. You can see all the best suggestions pressing ↓ (down) If the transaction has been scheduled, just select it and correct the details if necessary.
Personal Ledger is designed for easy recording and analysis of such details as price, commission, discounts. All these details are interlinked with each other and with the sum of the transaction, and Ledger takes into account these linkages. These details are easily input, they are easy analyzed.
You can watch as prices rose during the crisis. You can find out how much gasoline you burned in the past month.
If you plan to go to store, you can compile a list of purchases and you will know the prices in a store and how much money you need.
Know, what the commissions in a payment system or bank, and how much will cost you currency exchange or transfer money from one account to another.
Personal Ledger allows a convenient way to split the transaction into sub-transactions.
In the Personal Ledger has a convenient dictionary of currencies and exchange rates. Exchange rates can be synchronized via the Internet and edit manually.
The history of exchange rates persists and conversion happens automatically, taking into account the date of transaction and the history of exchange rates.
For each account you set its currency. Transactions of each account also can be in any currency, and when needed they will be converted into the currency of the account automatically.
In the Personal Ledger, you can easily transfer money from one account to another, taking into account currency accounts, commissions and other detail
On the Currency tab, you can always evaluate the dynamics of exchange rates changes of any currency, in the form of interactive visual graphics.
In the Personal Ledger, you can plan all cash flows at the transaction and sub-transaction level, with all details. You can schedule all recurring payments, salaries, payments for rent, royalties and other cash flow, which it's possible provide. Once, spend a little time and schedule all of this, and in the future, Personal Ledger will always be able to answer the questions: what balance on a particular account at any date in the future, how much you can afford to spend on vacation, or how much you need to find the missing funds. Then You can, in two clicks, turn the scheduled transactions into real.
Filters is the most commonly used and handy tool in the Personal Ledger. When you working with transactions, filter allows you to set up an environmen by choosing Projects, Accounts and Categories you working with at given moment.
When working on Report, Filter helps you to describe an area of your interest during financial information analizys.
Besides of simple selection of transactions, Filter carries a lot of intellectual work, such as auto-fill of the necessary account and the currency to the newly created Transaction; based on accounts in the filter the total balance of accounts is shown by default in the most appropriate currency, based on the filters that define the Date range, showing the planned transaction and automatically construct forecasts for the balance of your account for the future, and much more.
Each payment in Personal Ledger belongs to a category. Categories may be two types: expense or income. Categories are organized in a hierarchical list, which has an unlimited number of levels of nesting.
In addition to categories, payments in Personal Ledger may apply to various projects that may apply to your business, various contracts, or other things. This helps to split your finances and financial transactions. For example, to separate the cost of building of House, you can create a project "House."
Projects, like the categories are organized in a hierarchical list with unlimited levels of nesting.
Reports can create and customize by the various parameters and display them in various types: from tabular text form to interactive three-dimensional diagrams with rich abilities of management. All options, of course, you can save for future use.
At the moment, are being actively developed mobile versions of Personal Ledger for IPhone platform. It will be a standalone application, without requiring of desktop version, but allows you to synchronize the financial data and settings with the desktop version of the Personal ledger.

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Personal Ledger Reviews

  • Victoria
    06/24/10
    Helps me enormously to arrange my home financial data. Really easy and practical to use.
  • Sergey
    08/24/09
    Thank you!!! Thank you very mach!!!